Topics

Big Tech severance packages — Amazon, Meta, Google, Microsoft, Salesforce, Netflix, and the broader tech layoff landscape.

Banking, investment banking, fintech, and insurance severance — JPMorgan, Goldman Sachs, Citigroup, PayPal, Visa.

Hospital, pharma, and medical-device severance packages.

State-by-state severance tax mechanics: supplemental withholding rates, SDI/TDI/DBL interaction, reconciliation at filing.

At-will doctrine, mini-WARN laws, final-paycheck timing rules, and state-level employee protections by jurisdiction.

Severance during pregnancy, on FMLA, while on maternity leave, and at retirement — legal protections and timing.

Severance after performance improvement plans, terminations for cause, and performance-related exits.

Counter-offer letters, negotiation scripts, talking points, and copy-paste templates for severance discussions.

Federal civilian (FERS / CSRS), military separation pay, VSIP/VERA buyouts, teacher and state-employee severance.

IRS Publication 15-A, 22% / 37% supplemental withholding, FICA interaction, $1M threshold, AMT considerations.

401(k) rollover, Roth conversion strategy, RMD timing, NUA, and how severance interacts with retirement accounts.

Severance vs unemployment, severance vs wages-in-lieu-of-notice, lump-sum vs installment, garden leave alternatives.

Severance norms by role: product managers, software engineers, sales executives, VPs, directors, contractors.